Finances
BANKRUPTCY
Federal bankruptcy law requires completing both a Credit Counseling and a Debtor Education class. Upon completion, clients will receive the required certificates to submit with their filing document to their district bankruptcy court. Catholic Charities is a United States Department of Justice (Executive Office of U.S. Trustees) approved agency for both Eastern Wisconsin and Western Michigan.
The Financial Health Program is approved to issue certificates evidencing completion of personal financial management instructional courses in Credit Counseling and Debtor Education in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of a Provider’s services.
If you have consulted with your attorney and decided to file for bankruptcy, you will first need to take a Credit Counseling session (1 hour) to obtain a certificate for your initial filing. You must present your photo identification card when taking this session. To obtain the certificate for the second Debtor Education Class (3 hours), you'll need to present your photo ID and your case number (filing number) in order to obtain a certificate for your debt to be discharged. You must call in to register for either class.
What is the Cost?
The fee for the bankruptcy sessions is based on a sliding scale and ranges from $0-$40. Your fee will be determined by a Credit Counselor, and you will be notified (by phone) of your fee prior to your bankruptcy session. All fees must be paid by cash or money order before each session.
Websites associated with our online Debtor Education class are:
For more information, visit our office locations page, or use the contact form below.