Bankruptcy Services
Federal law requires completing both a Credit Counseling and a Debtor Education classes to obtain required certificates as part of your filing document to your district bankruptcy court. Catholic Charities is a United States Department of Justice (Executive Office of U.S. Trustees) approved agency for both Eastern Wisconsin and Western Michigan.
The Financial Health Program is approved to issue certificates evidencing completion of personal financial management instructional courses in Credit Counseling and Debtor Education in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of a Provider’s services.
If you have consulted with your attorney and decided to file for bankruptcy, you will need to take Credit Counseling Class (1 1/2 hr) first to obtain a certificate which for your initial filing. You must present your photo identification card when taking this class. To obtain the certificate for the second Debtor Education Class (3 hrs), you’ll need to present your photo ID and your case number (filing number) in order to obtain a certificate for your debt to be discharged. For either class you must call in to register.
Bankruptcy Services Brochure
What is the Cost?
The fee for the bankruptcy sessions will be determined on a sliding scale and will range from $0-$40. Your fee will be determined by a Credit Counselor, and you will be notified (by phone) of your fee prior to your bankruptcy session.
Bankruptcy Classes Online
Both bankruptcy classes may be soon completed online. Please stay tuned for updates regarding this future option!
Websites associate with our online Debtor Education class are:
American Center for Credit Education Vanco Servies
For more information please contact our offices near you.